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(min-width:1024px){:root{--text-display:3.4rem;--text-h1:2.5rem;--text-h2:1.55rem;--text-h3:1.25rem;--text-lead:1.2rem;--text-body:1.0625rem;--header-h:4.5rem}}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--white);color:var(--ink);font-family:var(--font-body);font-size:var(--text-body);line-height:var(--lh-body);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;margin:0}h1,h2,h3,h4{font-family:var(--font-display);color:var(--navy);line-height:var(--lh-heading);letter-spacing:var(--track-h2);margin:0;font-weight:700}p{margin:0}a{color:var(--green);text-decoration:none}a:hover{color:var(--green-hover);text-decoration:underline}img,svg{max-width:100%}:where(a,button,input,select,textarea,[tabindex]):focus-visible{outline:2px solid var(--focus);outline-offset:2px}@media 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.24s}.offer-progress-label{margin-top:var(--sp-2);font-size:var(--text-caption);color:var(--ink-muted);font-family:var(--font-display);letter-spacing:.02em;font-weight:500}.offer-step-title{font-size:var(--text-h2);margin-bottom:var(--sp-2)}.offer-step-help{color:var(--ink-muted);margin-bottom:var(--sp-5)}.choice-grid{gap:var(--sp-3);grid-template-columns:1fr;display:grid}@media (min-width:480px){.choice-grid-2{grid-template-columns:1fr 1fr}}.choice{align-items:center;gap:var(--sp-3);text-align:left;border:1.5px solid var(--border-strong);border-radius:var(--radius);cursor:pointer;width:100%;font-family:var(--font-body);color:var(--ink);transition:border-color var(--ease), background var(--ease), box-shadow var(--ease);background:#fff;min-height:56px;padding:1rem 1.1rem;font-size:1.0625rem;display:flex}.choice:hover{border-color:var(--green)}.choice[aria-pressed=true],.choice[data-selected=true]{border-color:var(--green);background:var(--green-tint);box-shadow:inset 0 0 0 1px var(--green)}.choice-check{border:2px solid var(--border-strong);color:#fff;border-radius:999px;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;display:inline-flex}.choice[data-selected=true] .choice-check{background:var(--green);border-color:var(--green)}.form-nav{justify-content:space-between;align-items:center;gap:var(--sp-3);margin-top:var(--sp-6);display:flex}.form-back{cursor:pointer;font-family:var(--font-display);color:var(--ink-muted);align-items:center;gap:var(--sp-1);padding:var(--sp-2);background:0 0;border:none;font-weight:600;display:inline-flex}.form-back:hover{color:var(--navy)}.form-reassure{margin-top:var(--sp-3);font-size:var(--text-caption);color:var(--ink-muted)}.form-almost{margin-top:var(--sp-2);font-family:var(--font-display);font-weight:600;font-size:var(--text-caption);color:var(--green);letter-spacing:.02em}.consent{align-items:flex-start;gap:var(--sp-3);margin:var(--sp-5) 0;display:flex}.consent input{width:20px;height:20px;accent-color:var(--green);flex-shrink:0;margin-top:3px}.consent label{font-size:var(--text-caption);color:var(--ink-muted);line-height:1.5}.offer-success{text-align:center;padding:var(--sp-4) 0}.offer-success-mark{width:64px;height:64px;margin:0 auto var(--sp-4);background:var(--green-tint);color:var(--green);border-radius:999px;justify-content:center;align-items:center;display:inline-flex}.offer-success h2{font-size:var(--text-h2);margin-bottom:var(--sp-3)}.steps{gap:var(--sp-6);grid-template-columns:1fr;display:grid}@media (min-width:768px){.steps-3{gap:var(--sp-8);grid-template-columns:repeat(3,1fr)}}.step{padding-top:var(--sp-4);border-top:1px solid var(--border-strong)}.step-num{font-family:var(--font-display);letter-spacing:-.03em;color:var(--green);font-variant-numeric:lining-nums;margin-bottom:var(--sp-3);font-size:3rem;font-weight:700;line-height:.9;display:block}.step-title{font-size:var(--text-h3);margin-bottom:var(--sp-2)}.step-body{color:var(--ink-muted)}.compare-cards{gap:var(--sp-5);grid-template-columns:1fr;display:grid}@media (min-width:768px){.compare-cards{gap:var(--sp-5);grid-template-columns:1fr 1fr}}.compare-card{border-radius:var(--radius-lg);padding:var(--sp-6)}.compare-card--us{background:var(--cream);border:1px solid var(--border-strong)}.compare-card--agent{background:var(--white);border:1px solid var(--border)}.cc-head{margin-bottom:var(--sp-4);align-items:center;gap:.5rem;display:flex}.cc-head-text{display:block}.cc-kicker{font-family:var(--font-display);font-weight:700;font-size:var(--text-caption);letter-spacing:var(--track-label);text-transform:uppercase;color:var(--ink-muted)}.cc-title{font-size:var(--text-h3);margin-top:var(--sp-1);color:var(--navy)}.cc-head .proofmark{color:var(--green)}.cc-row{padding:var(--sp-3) 0;border-top:1px solid #13293d14}.cc-row:first-of-type{border-top:none;padding-top:0}.cc-label{font-family:var(--font-display);font-weight:600;font-size:var(--text-caption);letter-spacing:.02em;text-transform:uppercase;color:var(--ink-muted)}.cc-value{color:var(--ink);font-size:var(--text-small);margin-top:3px;line-height:1.5}.compare-card--us .cc-value{color:var(--navy)}.compare-note{margin-top:var(--sp-5);color:var(--ink-muted);font-size:var(--text-small);max-width:46rem}.faq{border-top:1px solid var(--border);max-width:46rem}.faq-item{border-bottom:1px solid var(--border)}.faq-trigger{justify-content:space-between;align-items:center;gap:var(--sp-4);width:100%;padding:var(--sp-5) 0;cursor:pointer;text-align:left;font-family:var(--font-display);font-weight:600;font-size:var(--text-h3);color:var(--navy);background:0 0;border:none;display:flex}.faq-icon{color:var(--green);transition:transform var(--ease);flex-shrink:0}.faq-trigger[aria-expanded=true] .faq-icon{transform:rotate(45deg)}.faq-panel{padding:0 0 var(--sp-5);color:var(--ink-muted);max-width:42rem}.faq-panel p{margin-bottom:var(--sp-3)}.faq-panel p:last-child{margin-bottom:0}.cta-band{border-radius:var(--radius-lg);padding:var(--sp-10) var(--sp-6);color:#fff;box-shadow:var(--shadow-md);position:relative;overflow:hidden}@media (min-width:768px){.cta-band{padding:var(--sp-10) var(--sp-8)}}.cta-band-bg{z-index:0;position:absolute;inset:0}.cta-band-bg img{object-fit:cover;width:100%;height:100%}.cta-band-scrim{z-index:0;background:linear-gradient(90deg,#091119cc 0%,#09111970 46%,#0911190f 100%);position:absolute;inset:0}.cta-band-inner{z-index:1;max-width:40rem;position:relative}.cta-band h2{color:#fff;font-size:var(--text-h2)}.cta-band p{color:#ffffffe0;margin-top:var(--sp-3)}.cta-actions{margin-top:var(--sp-5);gap:var(--sp-3);flex-wrap:wrap;align-items:center;display:flex}.cta-reassure{margin-top:var(--sp-3);color:#ffffffc2;font-size:var(--text-small)}.identity-band{gap:var(--sp-5);grid-template-columns:1fr;display:grid}@media (min-width:600px){.identity-band{gap:var(--sp-6);grid-template-columns:1fr 1fr}}@media (min-width:960px){.identity-band{grid-template-columns:repeat(auto-fit,minmax(200px,1fr))}}.identity-band--stack{gap:var(--sp-5);flex-direction:column;display:flex}.identity-item{display:block}.identity-mark{color:var(--green);margin-bottom:var(--sp-2)}.identity-title{font-family:var(--font-display);color:var(--navy);font-weight:700;font-size:var(--text-body)}.identity-body{color:var(--ink-muted);font-size:var(--text-small);margin-top:4px}.split{gap:var(--sp-6);grid-template-columns:1fr;display:grid}@media (min-width:900px){.split{gap:var(--sp-10);grid-template-columns:2fr 3fr;align-items:center}}.split--flip .split-media{order:-1}@media (min-width:900px){.split--flip .split-media{order:0}}.split-media{border-radius:var(--radius-lg);aspect-ratio:4/3;box-shadow:var(--shadow-md);isolation:isolate;position:relative;overflow:hidden}@media (min-width:900px){.split-media{aspect-ratio:4/5}}.split-media img{object-fit:cover;z-index:0;width:100%;height:100%;position:absolute;inset:0}.pledge{background:var(--navy);isolation:isolate;align-items:center;min-height:46vh;display:flex;position:relative;overflow:hidden}.pledge-bg{z-index:0;position:absolute;inset:0}.pledge-bg img{object-fit:cover;width:100%;height:100%}.pledge-scrim{z-index:0;background:linear-gradient(90deg,#091119d1 0%,#0911199e 55%,#0911194d 100%);position:absolute;inset:0}.pledge-inner{z-index:1;padding-block:var(--sp-12);position:relative}.pledge-quote{max-width:40rem;font-family:var(--font-display);color:#fff;letter-spacing:var(--track-h1);margin:0;font-size:clamp(1.5rem,1rem + 2.4vw,2.6rem);font-weight:700;line-height:1.14}.pledge-cite{margin-top:var(--sp-5);font-style:normal;font-family:var(--font-display);font-weight:600;font-size:var(--text-small);letter-spacing:var(--track-label);text-transform:uppercase;color:#ffffffd1;align-items:center;gap:.6rem;display:flex}.pledge-cite .proofmark{color:var(--green-bright)}.tile-grid{gap:var(--sp-4);grid-template-columns:1fr;display:grid}@media (min-width:560px){.tile-grid{grid-template-columns:1fr 1fr}}@media (min-width:900px){.tile-grid-3{grid-template-columns:repeat(3,1fr)}}.tile{border-radius:var(--radius-lg);aspect-ratio:4/3;color:#fff;box-shadow:var(--shadow-sm);isolation:isolate;display:block;position:relative;overflow:hidden}.tile img{object-fit:cover;z-index:0;width:100%;height:100%;transition:transform .45s;position:absolute;inset:0}.tile:hover img{transform:scale(1.045)}.tile-scrim{z-index:1;background:linear-gradient(#0b141e00 44%,#0b141e4d 70%,#0b141ec7 100%);position:absolute;inset:0}.tile:hover{color:#fff;text-decoration:none}.tile-content{z-index:2;padding:var(--sp-5);text-shadow:0 1px 10px #0000008c;position:absolute;inset:auto 0 0}.tile-title{color:#fff;font-family:var(--font-display);font-weight:700;font-size:var(--text-h3);line-height:1.2}.tile-hook{color:#ffffffdb;font-size:var(--text-small);margin-top:4px}.tile--area{aspect-ratio:3/2}.area-grid{gap:var(--sp-4);grid-template-columns:1fr 1fr;display:grid}@media (min-width:700px){.area-grid{grid-template-columns:repeat(3,1fr)}}.prose{max-width:46rem;color:var(--ink)}.prose h2{font-size:var(--text-h2);margin-top:var(--sp-8);margin-bottom:var(--sp-3)}.prose h3{font-size:var(--text-h3);margin-top:var(--sp-6);margin-bottom:var(--sp-2)}.prose p{margin-bottom:var(--sp-4);color:var(--ink)}.prose ul{margin:0 0 var(--sp-4);padding-left:1.2rem}.prose li{margin-bottom:var(--sp-2)}.prose a{text-decoration:underline}.prose .updated{color:var(--ink-muted);font-size:var(--text-small);margin-bottom:var(--sp-6)}.site-footer{background:var(--navy);color:var(--on-navy)}.footer-inner{padding-block:var(--sp-10) var(--sp-6)}.footer-grid{gap:var(--sp-8);grid-template-columns:1fr;display:grid}@media (min-width:560px){.footer-grid{grid-template-columns:1fr 1fr}}@media (min-width:1024px){.footer-grid{gap:var(--sp-6);grid-template-columns:1.6fr 1fr 1fr 1fr}}.footer-tagline{margin-top:var(--sp-4);color:var(--on-navy-muted);max-width:24rem;font-size:var(--text-small)}.footer-col h3{color:#fff;font-size:var(--text-small);text-transform:uppercase;letter-spacing:.06em;margin-bottom:var(--sp-4)}.footer-col ul{gap:var(--sp-3);flex-direction:column;margin:0;padding:0;list-style:none;display:flex}.footer-col a{color:var(--on-navy-muted);font-size:var(--text-small)}.footer-col a:hover{color:#fff;text-decoration:none}.footer-bottom{border-top:1px solid var(--border-on-navy);margin-top:var(--sp-8);padding-top:var(--sp-5);gap:var(--sp-2) var(--sp-5);flex-wrap:wrap;align-items:center;display:flex}.footer-bottom a{color:var(--on-navy-muted);font-size:var(--text-caption)}.footer-bottom a:hover{color:#fff;text-decoration:none}.footer-legal-line{color:#ffffff8c;font-size:var(--text-caption)}.stack-4>*+*{margin-top:var(--sp-4)}.stack-6>*+*{margin-top:var(--sp-6)}.text-center{text-align:center}.mt-6{margin-top:var(--sp-6)}.grid-2{gap:var(--sp-6);grid-template-columns:1fr;display:grid}@media (min-width:1024px){.grid-2{gap:var(--sp-10);grid-template-columns:1fr 1fr;align-items:start}}@media (max-width:639px){.hero-panel .hero-sub{display:none}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-blur{syntax:"*";inherits:false}@property --tw-brightness{syntax:"*";inherits:false}@property --tw-contrast{syntax:"*";inherits:false}@property --tw-grayscale{syntax:"*";inherits:false}@property --tw-hue-rotate{syntax:"*";inherits:false}@property --tw-invert{syntax:"*";inherits:false}@property --tw-opacity{syntax:"*";inherits:false}@property --tw-saturate{syntax:"*";inherits:false}@property --tw-sepia{syntax:"*";inherits:false}@property --tw-drop-shadow{syntax:"*";inherits:false}@property --tw-drop-shadow-color{syntax:"*";inherits:false}@property --tw-drop-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-drop-shadow-size{syntax:"*";inherits:false}